Motorcycle Credit


How to find the best credit to finance a motorcycle?

Whether you are Yamaha, BMW, Honda, Harley Davidson, Suzuki, Ducati, Kawasaki, Triumph, or even Piaggo, there is always a moment when you ask yourself the fatal question: how to find the best rate to finance your motorcycle! Two solutions are available to you if you have chosen to buy a new or used motorcycle: affected credit and personal loan . Balloon credit or rental are more provided for motorcycles for liberal professions and businesses.
If you buy a new motorcycle, you can either take your loan from the dealership and in this case the rate is generally more expensive ... or take the loan from a bank or a specialized institution, in the form of a personal loan.

Example for a credit of 8,000 us dollars for a new Motorcycle over 60 months

To help you make the right choice, we have compared the cost of credit, that is, what you will actually pay to finance your motorcycle!

Credit simulation for the purchase of a Motorcycle
$ 8,000 for 60 months
# Etab. Mens. Cost of credit
1 $ 141.53 $ 491.80
For a credit of 8000 us dollars, you reimburse 60 monthly payments of $ 141.53 (excluding insurance), for a total cost of $ 491.80. No administration fees. APR from 2.40%.
Make your own simulation or request online on FLOA bank .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 145.18 $ 710.80
For a credit of 8000 us dollars, you repay 60 monthly payments of 145.18 $ (excluding insurance), for a total cost of 710.80 $. No administration fees. APR from 3.45%.
Make your own simulation or request online on Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 145.18 $ 710.80
For a credit of 8000 us dollars, you repay 60 monthly payments of 145.18 $ (excluding insurance), for a total cost of 710.80 $. No administration fees. APR from 3.45%.
Make your own simulation or request online on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 145.23 $ 713.80
For a credit of 8000 us dollars, you reimburse 60 monthly payments of 145.23 $ (excluding insurance), for a total cost of 713.80 $. No administration fees. APR from 3.42%.
Make your own simulation or online application on Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
5 $ 151.15 $ 1068.93
For a credit of 8000 us dollars, you reimburse 60 monthly payments of 151.15 $ (excluding insurance), for a total cost of 1068.93 $. No administration fees. APR from 5.14%.
Make your own simulation or request online at Paydaychampion .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

Example for a loan of 15,000 us dollars for a new motorcycle over 60 months

To help you make the right choice, we have compared the cost of credit, that is, what you will actually pay to finance your motorcycle!

Credit simulation for the purchase of a Motorcycle
$ 15,000 over 60 months
# Etab. Mens. Cost of credit
1 $ 271.20 $ 1272.00
For a loan of 15,000 us dollars, you repay 60 monthly payments of $ 271.20 (excluding insurance), for a total cost of $ 1272.00. No administration fees. APR from 3.39%.
Make your own simulation or request online on Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 271.20 $ 1272.00
For a loan of 15,000 us dollars, you repay 60 monthly payments of $ 271.20 (excluding insurance), for a total cost of $ 1272.00. No administration fees. APR from 3.39%.
Make your own simulation or request online on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 272.31 $ 1388.60
For a loan of 15,000 us dollars, you repay 60 monthly payments of $ 272.31 (excluding insurance), for a total cost of $ 1388.60. No administration fees. APR from 3.42%.
Make your own simulation or online application on Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 283.41 2004.41 $
For a loan of 15,000 us dollars, you repay 60 monthly payments of 283.41 $ (excluding insurance), for a total cost of 2004.41 $. No administration fees. APR from 5.14%.
Make your own simulation or request online at Paydaychampion .
It's simple, fast, without obligation, and also suitable for mobile.
5 $ 283.49 $ 2009.40
For a loan of 15,000 us dollars, you repay 60 monthly installments of $ 283.49 (excluding insurance), for a total cost of $ 2009.40. No administration fees. APR from 5.18%.
Make your own simulation or request online on FLOA bank .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

If you buy a used motorcycle you can take out a personal loan directly from your bank or from a specialized establishment.

Example for a loan of 10,000 us dollars for a used motorcycle over 48 months

To help you make the right choice, we have compared the cost of credit, that is, what you will actually pay to finance your motorcycle!

Credit simulation for the purchase of a used Motorcycle
$ 10,000 over 48 months
# Etab. Mens. Cost of credit
1 $ 221.12 $ 613.76
For a loan of 10,000 us dollars, you repay 48 monthly payments of $ 221.12 (excluding insurance), for a total cost of $ 613.76. No administration fees. APR from 2.99%.
Make your own simulation or request online at.
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 221.12 $ 613.76
For a loan of 10,000 us dollars, you repay 48 monthly payments of $ 221.12 (excluding insurance), for a total cost of $ 613.76. No administration fees. APR from 2.99%.
Make your own simulation or request online at.
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 222.93 $ 700.54
For a loan of 10,000 us dollars, you reimburse 48 monthly payments of $ 222.93 (excluding insurance), for a total cost of $ 700.54. No administration fees. APR from 3.36%.
Make your own simulation or request online at.
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 230.57 $ 1067.36
For a loan of 10,000 us dollars, you repay 48 monthly payments of $ 230.57 (excluding insurance), for a total cost of $ 1067.36. No administration fees. APR from 5.18%.
Make your own simulation or request online at.
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

Personal loan for your motorcycle / Piaggio MP3 / 125

Personal loans are offered by credit institutions and banks. This is where you will most often find the lowest credit rates . Check out our comparison above. With a personal loan the sale is not linked to the credit and you can borrow more than the amount of the motorcycle. Your motorcycle financing can also include the tattoo, the registration document, the commissioning, the top case and a full.
In order to present it more simply to the consumer, it is often called a motorcycle loan, but it is a personal loan that gives you more freedom than the loan allocated in concession.

Advantage : a lower rate, the ease of paying for several purchases in one, total or partial financing ...

Disadvantage : you have to get a financing agreement before signing the motorcycle purchase order.

Motorcycle credit or assigned credit available at the point of sale

Allocated credit is only available at the dealership that sells you the motorcycle. The credit and the reception of the vehicle are linked, that is to say that:
- if the motorcycle cannot be delivered, the credit is canceled,
- if the credit is refused, the motorcycle order is canceled.

Advantage : if you can't get your credit then you don't have to take the motorcycle.

Disadvantage : the rates are generally more expensive than in specialized establishments or banks because in most cases the dealer receives a commission on the loan, which affects the rate of the loan ...

Rental with option to purchase a motorcycle (lease, leasing, etc.) or Long-Term Rental

For motorcycles, these formulas are little developed at the level of individuals. Rather, they correspond to a professional target of liberals or small businesses. Please note: in Long Term Rental you never become the owner of your motorcycle . As with apartment rent you pay until you leave it!

Revolving credit

This type of formula is totally unsuitable for buying a motorcycle. The first reason is that the amounts proposed are not substantial enough. The second reason concerns the monthly payments which are often too high, and the rate which corresponds more to a bank overdraft!

The motorcycle market in France.

In 2015, we saw a relative stabilization of the market and more than 141,000 motorcycles and scooters (over 50 cc) were registered. With a small + 1.2% increase compared to 2014, we can even speak of an increase in the market!
Still at the head of sales in France, the Piaggio MP3 trusts more than 6.7% of the market share. Brand new in 2015, the Honda Forza immediately takes second place with 4% market share, to be confirmed in 2016. To finish the top three, the first Yamaha Tmax is in ambush with 3.6% of sales.

Top ten sales of motorbikes / scooters registered in 2015
Number of units sold Market share
CCFA figures: Committee of French Automobile Manufacturers
PIAGGIO MP3 9 456 6.7%
HONDA Forza 125 5 647 4.0%
YAMAHA TMAX 5,122 3.6%
YAMAHA MT-07 4 763 3.3%
YAMAHA XMAX 125 4 331 3.0%
KAWASAKI ER6 3,257 2.3%
KAWASAKI Z800 3,069 2.1%
HONDA PCX 125 2,682 1.9%
SUZUKI GSR 750 2,582 1.8%
BMW R1200 GS 2 247 1.6%

If we now look at the market by brand, and not by model, things are not at all the same on the bike… Yamaha represents the largest market share with 16.9%, followed by BMW at 12.1 % and Honda at 12%.





A loan commits you and must be repaid.
Check your repayment capacity before you commit.

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