The cheapest credit


RkenneyLaw Credit has carried out credit simulations for you on various websites ( Oney , Paydaynow , Paydaychampion , Cofinoga ). For this, we have used the credit simulation tools offered by the sites themselves, when possible ... But some sites offer "simulations" so formatted that it is impossible to display the amounts desired precisely. ! A shame ...

To carry out a real test, we have chosen amounts and durations that correspond to real financing needs:


Our credit comparison tables show that for the same amount, over the same period, the costs can almost double! We classified the offers by comparing the total cost of credit achieved.

PLEASE NOTE: for any financing request (called Cash ) of less than 5000 us dollars (sometimes $ 6000), some credit organizations will first offer you in the result of their simulator only a revolving account (often at more than 10% APR) . This can be practical, of course, for a small sum (preferably to be repaid quickly), in this case consult our comparison of revolving credits .
But, to benefit from a very low attractive rate announced, often promotional, limited in time and very interesting , you must either ask for 5000 us dollars or more in the simulator, or click on a more discreet link, often located below or around the simulator, leading to a personal loan (eg: "You prefer a repayable loan", or "You want a personal loan" ...)

Compare credits for cash


Credit simulation for cash flow
$ 5,000 in 12 months


# Etab. Mens. Cost of credit
1 $ 420.49 $ 44.81
For a credit of 5000 us dollars, you repay 12 monthly payments of 420.49 $ (excluding insurance), for a total cost of 44.81 $. No administration fees. APR from 1.70%.
Make your own simulation online at Paydaychampion .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 423.86 $ 86.32
For a loan of 5000 us dollars, you reimburse 12 monthly payments of $ 423.86 (excluding insurance), for a total cost of $ 86.32. No administration fees. APR from 3.17%.
Make your own online simulation at Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 438.90 $ 266.80
For a credit of 5000 us dollars, you reimburse 12 monthly payments of 438.90 $ (excluding insurance), for a total cost of 266.80 $. No administration fees. APR from 10.15%.
Make your own online simulation at FLOA bank .
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 438.91 $ 266.92
For a loan of 5,000 us dollars, you repay 12 monthly payments of $ 438.91 (excluding insurance), for a total cost of $ 266.92. No administration fees. APR from 10.15%.
Make your own online simulation at Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
5 $ 438.91 $ 266.92
For a loan of 5,000 us dollars, you repay 12 monthly payments of $ 438.91 (excluding insurance), for a total cost of $ 266.92. No administration fees. APR from 10.15%.
Make your own simulation online on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20


Credit simulation for cash flow
$ 5,000 in 24 months


# Etab. Mens. Cost of credit
1 $ 215.23 165.52 $
For a loan of 5000 us dollars, you repay 24 monthly payments of 215.23 $ (excluding insurance), for a total cost of 165.52 $. No administration fees. APR from 3.14%.
Make your own simulation online at Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 219.98 $ 279.51
For a loan of 5000 us dollars, you repay 24 monthly payments of $ 219.98 (excluding insurance), for a total cost of $ 279.51. No administration fees. APR from 5.41%.
Make your own simulation online at Paydaychampion .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 232.15 $ 521.20
For a loan of 5000 us dollars, you repay 24 monthly installments of 232.15 $ (excluding insurance), for a total cost of 521.20 $. No administration fees. APR from 10.15%.
Make your own simulation online on FLOA bank .
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 230.06 $ 521.44
For a loan of 5000 us dollars, you reimburse 24 monthly payments of $ 230.06 (excluding insurance), for a total cost of $ 521.44. No administration fees. APR from 10.15%.
Make your own simulation online at Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
5 $ 230.06 $ 521.44
For a loan of 5000 us dollars, you reimburse 24 monthly payments of $ 230.06 (excluding insurance), for a total cost of $ 521.44. No administration fees. APR from 10.15%.
Make your own simulation online on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

Find out more about cash flow credit

See also our page dedicated to classic loans: compare classic loans

Compare the credits for carrying out work


Credit simulation for works
$ 10,000 over 36 months


# Etab. Mens. Cost of credit
1 $ 289.76 $ 431.36
For a loan of 10,000 us dollars, you repay 36 monthly payments of $ 289.76 (excluding insurance), for a total cost of $ 431.36.
No administration fees. APR from 2.80%.
Make your own online request at Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 289.76 $ 431.36
For a loan of 10,000 us dollars, you repay 36 monthly payments of $ 289.76 (excluding insurance), for a total cost of $ 431.36.
No administration fees. APR from 2.80%.
Make your own online request on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 289.78 $ 432.08
For a loan of 10,000 us dollars, you repay 36 monthly payments of $ 289.78 (excluding insurance), for a total cost of $ 432.08.
No administration fees. APR from 2.80%.
Make your own online request on Oney .
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 291.58 $ 496.88
For a loan of 10,000 us dollars, you repay 36 monthly payments of $ 291.58 (excluding insurance), for a total cost of $ 496.88.
No administration fees. APR from 3.17%.
Apply for yourself online at Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
5 $ 299.93 $ 797.44
For a loan of 10,000 us dollars, you repay 36 monthly payments of $ 299.93 (excluding insurance), for a total cost of $ 797.44.
No administration fees. APR from 5.13%.
Make your own online request at Paydaychampion .
It's simple, fast, without obligation, and also suitable for mobile.
6 $ 299.98 $ 799.28
For a loan of 10,000 us dollars, you repay 36 monthly payments of $ 299.98 (excluding insurance), for a total cost of $ 799.28.
No administration fees. APR from 5.18%.
Make your own online request on FLOA bank .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

Find out more about the Works loan

Compare loans to finance a car


Credit simulation for the purchase of a New Car
$ 15,000 over 60 months


# Etab. Mens. Cost of credit
1 $ 271.20 $ 1272.00
For a loan of 15,000 us dollars, you reimburse 60 monthly payments of $ 271.20 (excluding insurance), for a total cost of $ 1,272.00. No administration fees. APR from 3.39%.
Make your own simulation or request online on Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 271.20 $ 1272.00
For a loan of 15,000 us dollars, you reimburse 60 monthly payments of $ 271.20 (excluding insurance), for a total cost of $ 1,272.00. No administration fees. APR from 3.39%.
Make your own simulation or request online on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 272.31 $ 1388.60
For a loan of 15,000 us dollars, you repay 60 monthly payments of $ 272.31 (excluding insurance), for a total cost of $ 1388.60. No administration fees. APR from 3.42%.
Make your own simulation or online application on Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 283.41 2004.41 $
For a loan of 15,000 us dollars, you repay 60 monthly installments of $ 283.41 (excluding insurance), for a total cost of $ 2004.41. No administration fees. APR from 5.14%.
Make your own simulation or request online at Paydaychampion .
It's simple, fast, without obligation, and also suitable for mobile.
5 $ 283.49 $ 2009.40
For a loan of 15,000 us dollars, you reimburse 60 monthly payments of $ 283.49 (excluding insurance), for a total cost of $ 2009.40. No administration fees. APR from 5.18%.
Make your own simulation or request online on FLOA bank .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

Need a bigger amount? Compare car loan offers : $ 25,000 over 60 months.

Need a loan to finance a used car? Compare used car loan offers

See also our page dedicated to car loans: compare car loans

Make a loan for a motorhome

Compare the offers to redeem your credits


Credit simulation for a credit buyback
$ 25,000 in 72 months


# Etab. Mens. Cost of credit
1 $ 382.66 $ 2551.50
For a loan of 25,000 us dollars, you reimburse 72 monthly installments of 382.66 $ (excluding insurance), for a total cost of 2551.50 $. $ 1000 administration fees. APR from 3.30%.
Make your own simulation or online application on Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 430.44 $ 5,991.68
For a loan of 25,000 us dollars, you repay 72 monthly payments of $ 430.44 (excluding insurance), for a total cost of $ 5,991.68. No administration fees. APR from 7.60%.
Make your own simulation or request online on Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 465.01 $ 8015.71
For a loan of 25,000 us dollars, you reimburse 72 monthly installments of $ 465.01 (excluding insurance), for a total cost of $ 8015.71. $ 375 administration fees. APR from 9.90%.
Make your own simulation or request online on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

Find out more about credit redemption



A loan commits you and must be repaid.
Check your repayment capacity before you commit.

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