Pricing and credit rates are relatively difficult to find. They actually appear at the bottom of some pages on a gray background which makes them unreadable.
The durations and possible credit amounts are not indicated on the site.
The legal notices are visible.
No Consumer Service.
There is little reference to BNP Paribas.
As the site only has about fifteen pages, navigation is relatively simple.
The horizontal and vertical navigation bar giving access to all the pages of the site.
The site is built without intrusive visual or sound animations.
Argenius understood that simple and clear proposals are more likely to be taken seriously.
Accessible site map: a good point.
The simulation tool is very quick to use: only your budget and your date of birth are requested.
The result of this simulation is on the other hand much less interesting. If you get the monthly payment, you have no information on the duration of the proposed credit, nor the rate, nor the total cost ... This is not serious, and does not allow you to compare the offers ...
The online request is a simple form, and do not expect an immediate response ... At the end of the filling you only receive an email telling you that you will be called back.
Unable to print contract online.
No online tracking of your credit application.
No information on any administrative fees charged by Argenius.
For a mortgage repurchase request Argenius sets up 2 loans: a mortgage and a mortgage. This information can only be found in the legal notices of the examples.
During a simulation, the Argenius site never gives any figures on the rates charged. You must read the legal notices at the bottom of the page to discover, for example, announced TEGs.
We could expect more transparency from a BNP Paribas group establishment ...
Online tools are also underdeveloped and affect the quality of the relationship ...
A good site but to update!
Argenius is a brand of BNP Paribas Personal Finance.
BNP Paribas Personal Finance, Credit institution
SA with capital of $ 435,903,804 - 542,097,902 RCS Paris.
Head office: 1, boulevard Haussmann 75 318 Paris Cedex 09. Orias number: 07023128 (www.orias.fr). Insurance broker.