C2C
C2C: "new credit institution"
C2C is a new credit company present only on the internet since 2009. No communication in the press or on TV: C2C wants to be 100% on-line . While C2C originally shared its capital between Camif (34%) and Paydaychampion (66%), it is the latter who will become the sole shareholder following the liquidation of Camif.C2C claims more than 300,000 customers.
To find the best credit buyback offer, see our credit buyback rate comparison page.
Online information
All pages have access to general C2C pricing at the bottom of the page. (Downloadable document). But there is a simulation tool on all the product pages.
In the same way, access to the legal notices of the site and of the company is available at the bottom of the page.
Navigation / ergonomics
No navigation bar, which does not facilitate round trips on the site. The easiest way is to go back to home by clicking on the C2C logo.
No intrusive animations. So a site easily accepted by all browsers.
The Site Map is at the bottom of the page and shows that you have very few pages to visit.
online services
The credit simulation tool which is located directly on arrival at the home only corresponds to project loan requests up to 15,000 us dollars.
All the simulators on the site allow you to enter an amount to the nearest euro. It is possible to "play" with bars but it is less practical.
The credit application form is simplified to the extreme and only allows you to download a form to complete and return by mail
C2C has created the “Give Your Opinion” site which allows its customers to ask questions about credit or suggest service improvements. The site appears to be frequently updated.
Possibility of viewing a simplified version of the site on a mobile phone.
No response online.
No online credit application tracking.
When downloading, you print your contract online (so no postal delays) or you ask to receive it by mail.
Online offer
Reserve credit for amounts from 500 to 5000 us dollars. Possibility of requesting repayment breaks twice a year allowing not to repay a given month. Please note that no direct debit does not mean no calculation of agios!
The project loan for amounts from 5,000 to 15,000 us dollars and over a period of 12 to 72 months.
The auto loan for amounts of 4000 to 21,500 us dollars for a maximum period of 60 months.
The loan works for amounts of 4000 to 21,500 us dollars over a maximum period of 60 months.
Particularity
C2C is the only credit institution, to our knowledge, that gives you an estimate of the credit term for its revolving credit. The result shows you for example 23 months at 200 us dollars then a monthly payment of 154.50 us dollars. Practical for estimating your credit term.
A site that places great emphasis on its community of customers, and its responsible commitment to household debt. Few online services.
Pricing equivalent to that of Paydaychampion (its parent company).
See as well :
News
Bank charges ... it continues!
Every year, we write one or two articles on the rise in bank management fees ... Every year, we see readers who are indignant at the punctures made by banks: bank card, account management fees, subscription access to the online account ... and finally, the fees increase again and again, and then nothing happens ... For 2018, good news (?): the increase in bank fees will only be 0 , 25% on average! This is not a big deal because the French agree to pay an average of 194.30 us dollars in miscellaneous fees to have and use a bank account for a year. Why should this change if the French agree to pay such a sum? Well, like any good Frenchman, you have to complain, so it's easy, you complain for 2 minutes and you forget that during this time others have decided not to pay this kind of fees. In fact, to stop paying your bank card, managing your account and accessing the account on the Internet (yes, there are some who still pay it! ...) you just need to open an account in a online banking like ING, Hello Bank, Bridgepayday, BforBank. In this type of establishment, if your account works (that is to say that you pay your salary there and you make purchases with your bank card) you do not pay any fees. And so on average you save over US $ 190 per year! Calculate the savings made over 10 years already! ... And you will not be alone, because already more than 3 million French people have gone to online banking ...
Check your repayment capacity before you commit.
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