Cards marked with the Aurore logo are issued by brands in partnership or with Paydaynow (Personal Finance). We can cite major brands such as Ikea, Maisons du Monde, But, Habitat, Conforama, Gitem, Pulsat, Leclerc, Midas, Lapeyre ...
The Aurore card allows you to make purchases on credit or in cash . It is during the purchase on the payment terminal that you can choose the payment on credit or in cash (as provided by law). Note, for the “cash” function, depending on the partner, this can be immediate or deferred debit .
If the store does not have a suitable payment terminal (an increasingly rare case), cash payment is the priority, but you can change it upon receipt of your statement. It is also possible that the store offers payment in installments without charge , or with a promotional rate . In these cases, posters in the store or at the checkout indicate the promotions.
Aurore cards are optional when opening the revolving account. Pricing is different depending on the store where you have subscribed. To benefit from the Aurore card, you must first open an account in a store or on the Paydaynow site .
In some cases (Paydaynow, But…) the Aurore card is affiliated with the Visa network ; in this case it is chargeable (12 us dollars for a classic Visa and 36 us dollars for a first Visa).
Aurore cards are also accepted in a network of 11,000 stores and websites such as Darty, Amazon, Micromania, Lapeyre, Leclerc, Paypal, Pier Import, Fly, PiecesAuto…
Aurore (BNP Paribas Personal Finance Group).
Aurore cards allow you to benefit either from a loyalty program provided by the store , or from the general Aurore program . For the latter you have the Paydaynow Loyalty Points which allow you to receive a gift card of 15 us dollars for every 3000 us dollars of purchases, or 50 us dollars for 9000 us dollars of purchases ... which is a rather low profit!
More interestingly, partner offers with percentage reductions allow you to benefit from good deals and exclusive discounts throughout the year in partner stores and websites.
Possibility of making withdrawals at BNP Paribas , Caisses d'Epargne and Banques Populaires ATMs displaying the Aurore logo.