Frequently asked questions about comparing credit offers - FAQ

This section gathers the questions frequently asked by the visitors of the site on the credit comparison.

Credit comparison

How to compare 2 competing credit offers?

To compare credit offers, it is first necessary that the amount borrowed and the repayment period are the same. You can then compare the monthly payment and especially the total cost of credit.
Compare credit offers

Do I only have to compare the APR?

Comparing the APR does not mean anything in itself. Credit institutions often put forward a promotional APR that you can never get ...! The best is to do simulations on each site, and then select the site on which you want to make your request.
Credit simulation

What to think of credit comparison sites?

The idea is not bad in itself, but you should know that "credit comparators":
- only offer establishments with which they are in business.
- receive a commission for the sales made.
You are therefore not guaranteed to get the best deal on the market ...
Our credit comparator

I am looking for a loan of 2000 us dollars over 12 months. I was very surprised that on the net company X offered an offer at 3.9% while my banker gave me 5.5%. He tells me he can't line up! I think he could make an effort! ...

For a credit of 2000 us dollars over 12 months at 3.9%, the total cost is 41.68 us dollars! I think your banker thinks it wouldn't earn him enough!
Our credit comparator

You will find below a selection of establishments offering a credit simulation that will allow you to compare these offers:
Paydaynow
Cofinoga

At the moment
One of these selected offers may interest you:

New car loan
Paydaynow offers an APR starting at 2.99% for a car loan from 10,000 us dollars , over a period of 60 months. Offer valid until 07/10/20 . (*)

Personal loan
Paydaychampion offers an APR from 3.30% for a personal loan for all projects, from $ 10,000 to $ 20,000 over a period of 48 months . (See the conditions and duration of the offer on the site).
Works credit
Cofinoga offers an APR starting at 2.99% for a work loan of 10,000 us dollars over a period of 60 months . Offer valid until 07/10/20 (see conditions on the site).
online bank
Hello bank! First 3 months offered for the first opening of a current account with the Hello Prime offer (see conditions) .
Offer valid for any account request validated before 01/14/20
* see conditions and legal notices on the respective sites.
** The rates presented (fixed APR) correspond to the applicable minimum rates and are indicative. They are likely to change after the in-depth analysis of your request

FAQ - Compare credits: offers, rates, cost ...

Credit comparison

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