FAQ - Credit assigned in store

This section gathers the questions frequently asked by the visitors of the site on the credit allocated in store.

Credit allocated in store

A month ago I bought a plasma screen in a store. I was delivered in the following week. Outside the store just called me to tell me that the credit was refused! What are my options ?
You have taken out an assigned loan, that is, the property purchased and the loan are linked. You can either get the TV back (and owe nothing) or find another financing solution.
The different types of consumer credit
I had ordered a swimming pool for which the announced delivery time was 2 months. For the financing the seller had made me take out a credit on the total amount. The seller now tells me that my swimming pool model is no longer listed. How to stop credit?
Normally credit can only be started after delivery. Since you will never be delivered the credit will not be set up. You can possibly write to the credit institution to notify them of the cancellation of the order, and therefore of the credit.
The addresses of credit institutions
To order my kitchen in store X, I applied for credit and paid a deposit. I realized that the kitchen was sold cheaper elsewhere. Can I cancel the sale, the credit and get my deposit back?
You have 7 days to cancel the sale. If the credit has been taken out in the store (assigned credit) it will be automatically canceled. The store must also refund your deposit.


A loan commits you and must be repaid.
Check your repayment capacity before you commit.

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