This section gathers the questions frequently asked by the visitors of the site on the car loan carried out at a garage.
Car loan at the garage
To buy my car, is it better to borrow from a bank or from the car dealership? Are there any differences?
For the purchase of your vehicle, we advise you to contact a credit institution or a bank: they are the ones who generally offer the best rates. This should not prevent you from doing simulations and comparing ... Choose a car loan
We ordered our vehicle from X and the seller offered us a loan for financing. The credit being refused, how do I pay for the car?
We bought a car 2 years ago in a garage with a loan offered by the seller? Can I sell the car while the credit is not finished? Is the vehicle pledged?
There is little chance that the vehicle will be pledged. It is an increasingly rare practice. Go to the Prefecture of your place of registration: there are now machines that quickly issue you certificates of non-pledge. Some prefectures offer this service directly via the internet, so find out how to avoid long queues on site!
* see conditions and legal notices on the respective sites. ** The rates presented (fixed APR) correspond to the applicable minimum rates and are indicative. They are likely to change after the in-depth analysis of your request
A loan commits you and must be repaid. Check your repayment capacity before you commit.