Without necessarily talking about over-indebtedness, it can happen that your budget is penalized by too many loans taken out at different times in your life. You may need to consider a credit buyback (or a consolidation of receivables) ...
Loan buyback for tenants
I just tested the XXXXX site and it is obviously impossible to choose a specific duration and amount.
I only need $ 12,500 to finance my car. Why would I have to take $ 13,000?
Indeed, some sites do not offer a choice of the amount of credit, and you are right not to borrow more than necessary. For a credit simulation with choice of amount, you can consult the Paydaynow and Cofinoga sites. Simulate a loan
* see conditions and legal notices on the respective sites. ** The rates presented (fixed APR) correspond to the applicable minimum rates and are indicative. They are likely to change after the in-depth analysis of your request
A loan commits you and must be repaid. Check your repayment capacity before you commit.