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" Holder of a micro-enterprise for 2 years, my banker has always insisted that I open a professional current account. If at the beginning I agreed, I realized that the costs of this type of account were going to be at least 550 euros / year. Recently my banker told me that he was going to close my account. In my case is it compulsory to open a professional account? I would like to point out that my account is on average a credit of 18,000 us dollars. "
First, as a micro-enterprise you are not required to open a professional account. The law is very clear on this. Second, the fact of having verbally announced the closure of your account has no value. It's just bullying.
validity 01/10/20 to 31/12/20
Ready for consumption
Loans ≤ $ 3000
20.83%
Loans> $ 3,000 and ≤ $ 6,000
10.16%
Loans> $ 6,000
5.19%
Mortgage loans
Fixed rate (<10 years) 2.41%
Fixed rate (10 to 20 years) 2.52%
Fixed rate (> 20 years) 2.68%
Tx var. 2.41%
Bridge loan 3.01%
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