Motorhome credit


Compare the credits to finance a motorhome

The market in France resumed its growth: there were more than 17,000 new motorhomes in 2015, against 14,000 in 2014. In 2016, the progression continued because at the end of May it was already 10,700 vehicles sold, against 9,700 in May 2015… In Europe, this positions France behind Germany but ahead of Great Britain (which is still in the EU for a few months!). You should know that the average amount of a new motorhome is now 45,000 us dollars ... A real investment for the budget of the French which requires credit in most cases.

Example for a credit of 35,000 us dollars for a new motorhome over 72 months

To help you make the right choice, we have compared the cost of credit, i.e. what you will actually pay to finance your motorhome!


Credit simulation for the purchase of a motorhome
35,000 us dollars over 72 months


# Etab. Mens. Cost of credit
1 $ 540.77 $ 3935.44
For a credit of 35,000 us dollars, you repay 72 monthly payments of 540.77 $ (excluding insurance), for a total cost of 3935.44 $. No administration fees. APR from 3.57%.
Make your own simulation or online application on Younited credit .
It's simple, fast, without obligation, and also suitable for mobile.
2 $ 541.86 $ 4013.92
For a loan of 35,000 us dollars, you repay 72 monthly payments of $ 541.86 (excluding insurance), for a total cost of $ 4013.92. No administration fees. APR from 3.70%.
Make your own simulation or request online on Paydaynow .
It's simple, fast, without obligation, and also suitable for mobile.
3 $ 541.86 $ 4013.92
For a loan of 35,000 us dollars, you repay 72 monthly payments of $ 541.86 (excluding insurance), for a total cost of $ 4013.92. No administration fees. APR from 3.70%.
Make your own simulation or request online on Cofinoga .
It's simple, fast, without obligation, and also suitable for mobile.
4 $ 564.48 $ 5642.51
For a loan of 35,000 us dollars, you reimburse 72 monthly payments of $ 564.48 (excluding insurance), for a total cost of $ 5642.51. No administration fees. APR from 5.15%.
Make your own simulation or request online at Paydaychampion .
It's simple, fast, without obligation, and also suitable for mobile.
5 $ 464.66 $ 5655.52
For a loan of 35,000 us dollars, you repay 72 monthly payments of $ 464.66 (excluding insurance), for a total cost of $ 5,655.52. No administration fees. APR from 5.18%.
Make your own simulation or request online on FLOA bank .
It's simple, fast, without obligation, and also suitable for mobile.
* Subject to acceptance by the lender - Update: 11/01/20

This increase in costs is mainly due to an increase in costly standard equipment (fitted bathroom, large screen TV, fitted kitchen, etc.) and safety equipment . In total, more than 415,000 motor homes were on the roads of France in 2016… thus demonstrating the growth of the market and of a certain lifestyle… The best-selling brands are, in decreasing order, Trigano , Rapido and Pilot .

New or used motorhome?

On average, almost 40,000 motorhomes are sold per year, or 2 used for a new one. At least for a used motorhome it takes 20,000 us dollars to find a correct vehicle without major repairs. Most of the time, the mileage is relatively low because a motorhome does not run for more than 2 months per year and does less than 10,000 kilometers (except for retired owners!). This can be a good way to pay less and get a good deal if the vehicle has been properly maintained.

Buy your motorhome on credit

Several types of financing are available to you to buy your motorhome.

LOA for new motorhomes only

Leasing with an option to purchase (LOA) is offered directly by the dealership that sells the vehicle to you. After payment of a first rent / security deposit you become a renter of the motorhome, paying monthly rents. For RkenneyLaw Credit, this rental formula has more disadvantages than advantages:

  • you are not the owner of the vehicle and therefore cannot resell it as you see fit,
  • you are required to have a personal contribution to immediately pay the security deposit or the 1st increased rent,
  • you cannot finance the extras of your motorhome with the LOA (insurance, vehicle registration document, fittings purchased elsewhere, etc.).

Affected credit

The assigned credit is offered to you by the dealer directly at the point of sale . Generally the rates are less advantageous than those of financial institutions. However there may be promotional offers . The affected loan, like the LOA, only allows you to finance the amount of the vehicle.
Be careful, if you go to the dealership to order your motorhome and ask for financing, you will have more difficulty negotiating on all fronts ...

Personal loan for new and used motorhomes

It is our best choice . You can take out a personal loan for the purchase of your motorhome from a bank or a financial institution . The rates are generally more interesting because you spend "directly" with the financier! The offers we have chosen are "without pledge", which allows you to resell your motorhome whenever you want! No need for personal contribution , and you can even take advantage of the personal loan to finance additional costs or options.

For example, with a 30,000 us dollar motorhome you can integrate the purchase of furniture for 4000 us dollars. So you make a single loan of 34,000 us dollars.

Our advice : before applying for credit online, do not hesitate to perform several simulations on several establishments !

Who buys a motorhome?

Put an end to received ideas ... the motorhome operator is no longer an old decrepit grandfather, grumpy and without money ... The new user of the motorhome is increasingly young (an average - in decline - of 50 years) , who earns a good living (3000 us dollars in the home), and who primarily seeks independence , freedom and proximity to nature ...
On the profession side, the owner of a motorhome is an executive or a liberal profession at almost 25%, an employee at 19%, a teacher in 10% of cases or a craftsman-trader at 10% as well ...





A loan commits you and must be repaid.
Check your repayment capacity before you commit.

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