Credit for a Clio IV


The Renault Clio IV: still at the head of sales in France. How to buy your Clio IV on credit?

Clio 4 Over the first 8 months of 2013, with a market share of 5.8%, the Renault Clio IV sold 68,120 units in France. It is followed by the Peugeot 208 which represents 5.4% of sales. In the end, with 103,172 units registered in 2013, the Clio IV established itself in 2013 as the best-selling car in France. With a minimum of equipment, a correct engine, and average finishes it can be obtained at a price of 18,000 us dollars (without taking back a vehicle).

The cheapest credit for the Clio IV.

Let's compare car loans based on the total cost of credit which shows what you will actually pay in total. We are talking about total funding, without contribution.
Here is an example of a car loan application made with different establishments, for a sum of 18,000 us dollars repaid in 60 months .


Credit simulation for the purchase of a New Car
$ 18,000 over 60 months


# Etab. Mens. Cost of credit
1 $ 325.44 $ 1526.40
For a credit of US $ 18,000, you repay 60 monthly payments of $ 325.44 (excluding insurance), for a total cost of $ 1526.40. No administration fees. APR from 3.30%.
Make your own simulation or request online on Paydaynow .
It's simple, fast, without obligation, and adapted to mobile devices.
2 $ 325.44 $ 1526.40
For a credit of US $ 18,000, you repay 60 monthly payments of $ 325.44 (excluding insurance), for a total cost of $ 1526.40. No administration fees. APR from 3.30%.
Make your own simulation or request online on Cofinoga .
It's simple, fast, without obligation, and adapted to mobile devices.
3 $ 326.77 $ 1606.20
For a loan of US $ 18,000, you repay 60 monthly payments of $ 326.77 (excluding insurance), for a total cost of $ 1,606.20. No administration fees. APR from 3.42%.
Make your own simulation or online application on Younited credit .
It's simple, fast, without obligation, and adapted to mobile devices.
4 340.99 $ $ 2405.38
For a credit of US $ 18,000, you repay 60 monthly payments of $ 340.99 (excluding insurance), for a total cost of $ 2405.38. No administration fees. APR from 5.14%.
Make your own simulation or request online at Paydaychampion .
It's simple, fast, without obligation, and adapted to mobile devices.
5 $ 340.18 $ 2410.80
For a loan of US $ 18,000, you repay 60 monthly payments of $ 340.18 (excluding insurance), for a total cost of $ 2410.80. No administration fees. APR from 5.18%.
Make your own simulation or request online on FLOA bank .
It's simple, fast, without obligation, and adapted to mobile devices.
* Subject to acceptance by the lender - Update: 11/01/20

(*) The results and rankings presented on rkenneylaw.com are based on a selection of financial companies based on the following criteria: the APR, the duration, the amount borrowed and the purpose of the loan. All the companies presented are recognized by the entire profession and are part of the ASF (Association Française des Sociétés Financières). The rankings made on the basis of the total cost are given for information only and do not in any way constitute a contractual commitment. We urge you to carry out a simulation in all cases before applying for credit.
(**) The rates presented (fixed APR) correspond to the applicable minimum rates and are indicative. They are subject to change after a thorough analysis of your request.

As shown in this example, the cost of credit (excluding insurance) varies from $ 2,183.40 to $ 5,212.80 depending on the institution. With more than 3000 us dollars of difference between the cheapest and the most expensive one immediately sees that it is essential to compare before subscribing.

NB: for loans granted by the company younited credit, if administrative fees are applied, you do not receive the entire amount borrowed. The difference corresponds to the administration fees which are immediately deducted from the transfer to your account. For example, for a fee of 180 us dollars, you will receive a transfer of 17,780 us dollars (ie 18,000 us dollars - 180 us dollars).




Car credit questions

" We bought a car 2 years ago from a garage with a loan offered by the seller? Can I sell the car when the loan is not finished? Is the vehicle pledged? "

There is little chance that the vehicle will be pledged. It is an increasingly rare practice. Go to the Prefecture of your place of registration: there are now machines that quickly issue you certificates of non-pledge. Some prefectures offer this service directly via the internet, so find out how to avoid long queues on site!

A loan commits you and must be repaid.
Check your repayment capacity before you commit.

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